### Service Usage Policy

By using our financial consultation and investment services, you agree to provide accurate information and follow all guidelines set by BG WEALTH. Any misuse of the platform or services may result in limited access or termination.

### Investment Risk Disclaimer

All investments carry some level of financial risk. BG WEALTH provides guidance based on market research, but final investment decisions are made by the client. We are not liable for market fluctuations or unexpected financial outcomes.

### Data Privacy & Protection

Your personal and financial information is kept confidential and used only for service-related purposes. BG WEALTH strictly follows all data protection laws and never shares your information without your consent.

### Payment & Refund Policy

All service fees must be paid as per the selected plan. Fees once paid are non-refundable, except in cases where BG WEALTH cancels a service due to internal reasons. No refund will be provided for completed consultations.

### Legal Compliance & Limitations

Secure your child’s future with long-term investment strategies and growth-focused planning.

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